The BMW Certified Program is designed to take all the guesswork out of buying a pre-owned BMW - which means only the best of the best get approved by us.
5.39% APR up to 60 months.
On all 2020-2023 BMW Certified Models
Excludes 2022-2024 EVs
From 5.39% APR up to 60 months at $19.05 per month per $1,000 financed applies to All BMW Certified Pre-Owned models. No down payment is required. Offer valid through 10/31/25. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability.
No Payments for 3 months.
On all 2020-2023 BMW Certified Models
$1,000 College Grad Offer.
$1,000 towards the lease or finance of any BMW Certified Pre-Owned 2020-2023 model
$500 BMW Certified Loyalty Credit.
BMW Certified Loyalty Credit is available for current or former customers who owned or leased a previous BMW New, BMW Certified, or BMW Pre-Owned vehicle from 10/1/20 – 10/31/25 and finance a MY2020—MY2023 BMW Certified vehicle with BMW Financial Services NA, LLC by 10/31/25.
Customer does not need to trade in current vehicle to qualify for $500 credit. The BMW Certified Loyalty Credit is also extended to one additional individual residing in the same household as the qualifying customer. Proof of residency must be provided in order to receive the household loyalty offer. The BMW Certified Loyalty Credit is non-transferable to anyone outside the household of the qualifying customer. All offers are subject to credit approval.
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$500 BMW Certified Military and First Responder Credit.
Eligible customers who finance model year 2020-2023 BMW Certified pre-owned vehicles through BMW Financial Services NA, LLC combined with a promotional APR offer can receive a $500 purchase credit. The purchase credit is available through participating BMW Centers and is applied to the negotiated purchase price of the vehicle. Promotional APR offers are available through BMW Financial Services NA, LLC and vary by model and model year. See your authorized BMW Center for important details regarding promotional APR offers on your selected BMW.
Eligible customers include Active Duty, Veterans, Retirees, Reservists, their immediate family members and First Responders, including Emergency Medical Technicians, Firefighter, Law Enforcement Officers, Federal Law Enforcement Officers and Agents, and 911 Dispatchers. Qualification for the offer requires verification through ID.me to generate a Customer ID and Offer Code. Customers must take delivery by Oct 31, 2025. Offer is subject to change without prior notice. One offer per customer, per offer code, per calendar year for BMW Certified pre-owned vehicles. Eligible customer or family member must be the purchaser. May be combined with other available offers.
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