The BMW Certified Program is designed to take all the guesswork out of buying a pre-owned BMW - which means only the best of the best get approved by us.
2.49% APR up to 72 months.
On all 2022-2024 BMW Certified iX Models
Through November 2, 2026, 2.49% APR financing for up to 72 months is available on 2022-2024 BMW Certified Pre-Owned iX models. A 72 month finance contract for a 2022-2024 BMW Certified Pre-Owned iX model, and an APR of 2.49%, requires 72 monthly installments of $14.97 per $1,000 financed. No down payment is required for well qualified customers. Offer valid through 11/02/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate or down payment waiver. Other rates and terms available. All offers subject to vehicle availability.
No Payments for 3 months.
On all 2021-2024 BMW Certified Models
$1,000 College Grad Offer.
$1,000 towards the lease or finance of any BMW Certified Pre-Owned 2021-2024 models
$500 BMW Certified Loyalty Credit.
BMW Certified Loyalty Credit is available for current or former customers who owned or leased a previous BMW New, BMW Certified, or BMW Pre-Owned vehicle from 11/01/2021 – 11/02/2026 and finance a MY2021—MY2024 BMW Certified vehicle with BMW Financial Services NA, LLC by 11/02/2026. In order to qualify for a BMW Certified Loyalty Credit, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Credit of $500 is applied against final sales price on MY2021-MY2024 BMW Certified models. Dealer sets actual price. Must take delivery by 11/02/2026. Availability of Loyalty Credits are subject to dealer participation and cannot be applied toward tax, title, registration, destination, handling, or other dealership fees. Credit cannot be combined with $1,000 BMW Certified Loyalty Credit. Visit your authorized BMW Center for important details.
Customer does not need to trade in current vehicle to qualify for $500 credit. The BMW Certified Loyalty Credit is also extended to one additional individual residing in the same household as the qualifying customer. Proof of residency must be provided in order to receive the household loyalty offer. The BMW Certified Loyalty Credit is non-transferable to anyone outside the household of the qualifying customer. All offers are subject to credit approval.
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Through November 2, 2026, 4.99% APR financing for up to 36 months is available on All 2021-2024 BMW Certified Pre-Owned models. A 36 month finance contract for a 2021-2024 BMW Certified Pre-Owned model, and an APR of 4.99%, requires 36 monthly installments of $29.97 per $1,000 financed. No down payment is required for well qualified customers. Offer valid through 11/02/2026 Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate or down payment waiver. Other rates and terms available. All offers subject to vehicle availability.
$500 BMW Certified Military and First Responder Credit.
Eligible customers who finance model year 2021-2024 BMW Certified pre-owned vehicles through BMW Financial Services NA, LLC combined with a promotional APR offer can receive a $500 purchase credit. The purchase credit is available through participating BMW Centers and is applied to the negotiated purchase price of the vehicle. Promotional APR offers are available through BMW Financial Services NA, LLC and vary by model and model year. See your authorized BMW Center for important details regarding promotional APR offers on your selected BMW.
Eligible customers include Active Duty, Veterans, Retirees, Reservists, their immediate family members and First Responders, including Emergency Medical Technicians, Firefighter, Law Enforcement Officers, Federal Law Enforcement Officers and Agents, and 911 Dispatchers. Qualification for the offer requires verification through ID.me to generate a Customer ID and Offer Code. Customers must take delivery by 11/02/26. Offer is subject to change without prior notice. One offer per customer, per offer code, per calendar year for BMW Certified pre-owned vehicles. Eligible customer or family member must be the purchaser. May be combined with other available offers.
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